Terms and Conditions

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and intelyxentariom.sbs ("we," "us" or "our"), concerning your access to and use of our website and our financial games and services.

By accessing or using our website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these Terms and Conditions, then you may not access the website or use our services.

2. Intellectual Property Rights

Unless otherwise indicated, the website and all its content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by us, our licensors, or other providers of such material and are protected by Malaysian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

3. User Representations

By using the website, you represent and warrant that:

• You have the legal capacity and you agree to comply with these Terms and Conditions.
• You are not a minor in the jurisdiction in which you reside.
• You will not access the website through automated or non-human means, whether through a bot, script or otherwise.
• You will not use the website for any illegal or unauthorized purpose.
• Your use of the website will not violate any applicable law or regulation.

4. Educational Purpose

Our financial games and services are designed for educational purposes only. They are intended to help users understand financial concepts, develop decision-making skills, and improve financial literacy. They do not constitute financial advice or guarantee any financial outcomes.

The information provided through our games and services is for general educational purposes only and is not intended to be a substitute for professional financial advice. Users should always consult with a qualified financial professional before making any financial decisions.

5. Prohibited Activities

You may not access or use the website for any purpose other than that for which we make the website available. The website may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the website, you agree not to:

• Systematically retrieve data or other content from the website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
• Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
• Circumvent, disable, or otherwise interfere with security-related features of the website.
• Engage in unauthorized framing of or linking to the website.
• Make improper use of our support services or submit false reports of abuse or misconduct.
• Engage in any automated use of the system, such as using scripts to send comments or messages.
• Interfere with, disrupt, or create an undue burden on the website or the networks or services connected to the website.
• Attempt to impersonate another user or person or use the username of another user.
• Use any information obtained from the website in order to harass, abuse, or harm another person.
• Use the website as part of any effort to compete with us or otherwise use the website and/or the content for any revenue-generating endeavor or commercial enterprise.

6. User-Generated Content

The website may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the website, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions").

Any Contributions you transmit to the website will be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:

• The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
• You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the website, and other users of the website to use your Contributions in any manner contemplated by the website and these Terms and Conditions.
• Your Contributions are not false, inaccurate, or misleading.
• Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
• Your Contributions do not violate any applicable law, regulation, or rule.

7. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the website, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the website; (3) breach of these Terms and Conditions; (4) any breach of your representations and warranties set forth in these Terms and Conditions; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the website with whom you connected via the website.

9. Term and Termination

These Terms and Conditions shall remain in full force and effect while you use the website. We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions. Upon termination, your right to use the website will immediately cease.

10. Changes to Terms

We reserve the right to change or update these Terms and Conditions at any time. If we make material changes to these Terms and Conditions, we will notify you by updating the date at the top of this page and, in some cases, we may provide additional notice. Your continued use of the website after such modifications will constitute your acknowledgment of the modified Terms and Conditions and your agreement to abide and be bound by the modified Terms and Conditions.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

• Email: [email protected]
• Phone: +60 3-7280-4220
• Address: Menara UOA Bangsar, 5 Jalan Bangsar Utama 1, Bangsar, 59000 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia